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Contact us now to rent to own a home in Charlotte this week.

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Are you tired of renting?

Do you want to own your own home?

Let us show you how…

Dear Friend,

NCown offers a simple plan to put you in the home of your dreams. Why wait any longer? Our Lease to Own Program offers beautiful, newer homes in communities throughout our area. Many benefits include the pride of home ownership, spacious yards, friendly neighborhoods, good schools, and many popular upgrades. You’ll have the opportunity to build equity while you lease, and have the option to purchase your home when the time is right for you.

THE BENEFITS OF A LEASE TO OWN

EASY TO QUALIFY – There is no bank qualifying. Our focus is on your ability to pay your monthly lease payment, and your future potential for purchasing your home. If there are credit issues to overcome, this can be worked on, and corrected while you’re living in your new home. With some time, and our help, most credit issues can be corrected. Self-employed? This plan is a terrific alternative to traditional means of home ownership. You can take as little time as you need to close, or we can give you additional time as may be needed.

EQUITY GROWTH – A Lease to Own states the purchase price the day you move in, and doesn’t change. Any increase in the value of your home is then yours at the time that you close on your loan.

LOWER RENTS – Typically, with a Lease to Own, your monthly payments will be less than it would cost to own the same home. If you choose, these monthly savings can be put away, and used to increase your down payment at the time of your purchase. Rents start as low as $995 per month.

OCCUPANCY – Depending on your situation, you can occupy your new home in just a few days. We can arrange the date around your current living situation as well.

LOW DOWN PAYMENT AND RENT CREDITS – A minimal down payment is required. We have down payment assistance available if needed. Your down payment, and a monthly rent credit, will be deducted from your purchase price when you close on your new home, reducing the amount of money needed at closing.

QUALITY OF HOMES – Most of the homes we offer are under 5 years old, and are in excellent move in condition. Homes range from 1000 to over 3000 sq. ft.

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"we took the 30 seconds to contact NCown with a quick email before relocating to Charlotte, and we are glad we did. We received very friendly emails the same day and are in an amazing new home in the best part of the university area. A very friendly experience..."

- Mike

".. I was amazed that I got a fast polite call within 20 minutes of my email. NCown provided me with what I need to start shopping through there homes. I am happy to find this kind of surprise. I never expected such a professional fast turn-around...."

- "12-2004 Customer email"

You Have Damaged Credit – Can You Buy A Home?

Of course! You’ll be glad to learn that you actually can buy a home with damaged credit. In fact, it’s quite common. To do so often requires a flexible seller who is willing to help finance part of your purchase price. You see, there are a lot of lenders who specialize in financing homes for individuales with credit problems. To reduce their risk, they may simply reduce the amount they loan. This means the buyer must have a big down payment or the seller must be willing to finance the difference on a second mortgage. Getting you a loan is generally not a problem, however finding a flexible seller who doesn’t need all their cash immediately, may be more difficult. To help overcome credit difficulties we are able to offer owner financing on many of our homes.